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Gold Jewelry Buying Guide (part 1 of 3)
May 12, 2022Gold Jewelry Buying Guide This brief review of gold jewelry will assist you with making your first gold jewelry purchase. Even if you are an avid collector and investor in gold jewelry, this may provide a nice refresher on the topic. And congratulations on your new gold jewelry purchase. We at Jewelry Outlet are here […]
Credit scoring (Part 2 of 20)
May 9, 2022How Is a Credit Score Calculated? How you pay your bills and debt accumulation are the two most important factors in calculating your credit score. Your FICO Credit Score is weighted as follows: Percentage Factors 35% Past payment history Late payment notations, charge-offs, bankruptcies, judgments, liens, wage attachments Number of accounts, how many paid as […]
Credit scoring (Part 1 of 20)
April 25, 2022The information contained in your credit report is used to calculate your credit score. Most lenders and property owners base their decisions exclusively on your credit score and do not bother to look at your actual credit report. What Is a Credit Score? A credit score is a mathematical model consisting of numerous variables used […]
4c’s of diamonds
April 18, 2022Intro to GIA and its diamond rating system The Gemological Institute of America (GIA) developed the rating system of diamonds. Diamonds are rated using a system of 4 C’s: Color, Cut, Clarity and Carat Weight. Per the GIA: Jewelry is one of the most popular gifts we use to mark the momentous occasions in our […]
Why you should improve your credit score (Part 4 of 4)
April 14, 2022Are you one of those people who plan to go through life with bad credit? From credit cards to mortgage loans and everything in between, people with poor credit pay much more for goods and services purchased over time than those with excellent credit. The information below should convince you it’s time to earn and […]
Why you should improve your credit score (Part 3 of 4)
April 11, 2022Are you one of those people who plan to go through life with bad credit? From credit cards to mortgage loans and everything in between, people with poor credit pay much more for goods and services purchased over time than those with excellent credit. The information below should convince you it’s time to earn and […]
History of the diamond as an engagement ring
April 7, 2022History of the diamond as an engagement ring A man presents his prospective bride with an engagement ring upon acceptance of his marriage proposal. Anthropologists believe this tradition originated from a Roman custom in which wives wore rings attached to small keys, indicating their husbands’ ownership. In 1477, Archduke Maximillian of Austria commissioned the very […]
Why you should improve your credit score (Part 2 of 4)
March 28, 2022Are you one of those people who plan to go through life with bad credit? From credit cards to mortgage loans and everything in between, people with poor credit pay much more for goods and services purchased over time than those with excellent credit. The information below should convince you it’s time to earn and […]
Why you should improve your credit score (Part 1 of 4)
March 21, 2022Are you one of those people who plan to go through life with bad credit? From credit cards to mortgage loans and everything in between, people with poor credit pay much more for goods and services purchased over time than those with excellent credit. The information below should convince you it’s time to earn and […]
Intro and history of diamonds
March 17, 2022Intro to diamonds Natural diamonds are a rare and unique ultimate gift for a loved one. Thought to be one of the hardest substances on the globe, diamonds date back billions of years. The diamond is the traditional birthstone of April and holds significant meaning for those born in that month, thought to provide the […]