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Credit Scoring (Part 12 of 20)

 September 23, 2021

How to Improve Your Credit Score You’ve probably heard many times by now how to improve your credit score: pay your bills on time each month and don’t accumulate too much debt. In a nutshell, that is all you have to do. Eventually, as your late payments, charge-offs and other sins of the past fade […]

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Credit Scoring (Part 11 of 20)

 September 20, 2021

How to Improve Your Credit Score You’ve probably heard many times by now how to improve your credit score: pay your bills on time each month and don’t accumulate too much debt. In a nutshell, that is all you have to do. Eventually, as your late payments, charge-offs and other sins of the past fade […]

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Credit Scoring (Part 10 of 20)

 September 16, 2021

How One’s Age Affects a Credit Score Is it possible for a younger person to have a high credit score, say above 720? Yes, it is possible, but if you are under 29, chances are high that your credit score is around 635, which is the average credit score for those between the ages of […]

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Credit Scoring (Part 9 of 20)

 September 13, 2021

How Credit Cards Affect Your Credit Score Credit cards can affect your credit score in both positive and negative ways. Officially closing a credit card account will lower your credit score because it (1) might reduce the length of your credit history, which accounts for 15% of your credit score, and it (2) lowers the […]

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Credit Scoring (part 8 of 20)

 September 9, 2021

Mortgages and Credit Scores Research has shown that there is a strong correlation between credit scores and repaying debt. The higher a person’s credit score, the more likely they are to pay the debt. For example, consider the following statistics: Those with credit scores below 500 are about 85% likely to be at least 90 […]

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Credit Scoring (part 7 of 20)

 September 6, 2021

Mortgages and Credit Scores How would you like to pay $170,000 more than you had to for a house? Most Americans do not realize how much a low credit score is costing them, particularly when it comes to mortgage loans. The table below shows the average interest rate one would pay for a mortgage loan […]

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Gold Jewelry Buying Guide (part 3 of 3)

 September 2, 2021

Gold Jewelry Buying Guide This brief review of gold jewelry will assist you with making your first gold jewelry purchase. Even if you are an avid collector and investor in gold jewelry, this may provide a nice refresher on the topic. And congratulations on your new gold jewelry purchase. We at Jewelry Outlet are here […]

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Credit Scoring (part 6 of 20)

 August 30, 2021

Factors that Raise or Lower Your Credit Score Credit history. Older borrowers definitely have the advantage when applying for credit since they have a longer credit history. Having a brief credit history is a disadvantage and can lower your credit score, but it is not a significant factor. If it were, few young people would […]

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Credit Scoring (part 5 of 20)

 August 26, 2021

Factors that Raise or Lower Your Credit Score Maxing out credit cards. It is better to carry small balances on two credit cards than it is to max out one credit card. Try not to use up more than 25% of your available credit on any one credit card in order to improve your credit […]

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Gold Jewelry Buying Guide (part 2 of 3)

 August 23, 2021

Gold Jewelry Buying Guide This brief review of gold jewelry will assist you with making your first gold jewelry purchase. Even if you are an avid collector and investor in gold jewelry, this may provide a nice refresher on the topic. And congratulations on your new gold jewelry purchase. We at Jewelry Outlet are here […]

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