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Gold Jewelry Buying Guide (part 3 of 3)

 June 20, 2022

Gold Jewelry Buying Guide This brief review of gold jewelry will assist you with making your first gold jewelry purchase. Even if you are an avid collector and investor in gold jewelry, this may provide a nice refresher on the topic. And congratulations on your new gold jewelry purchase. We at Jewelry Outlet are here […]

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Credit Scoring (part 6 of 20)

 June 13, 2022

Factors that Raise or Lower Your Credit Score Credit history. Older borrowers definitely have the advantage when applying for credit since they have a longer credit history. Having a brief credit history is a disadvantage and can lower your credit score, but it is not a significant factor. If it were, few young people would […]

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Credit Scoring (part 5 of 20)

 June 9, 2022

Factors that Raise or Lower Your Credit Score Maxing out credit cards. It is better to carry small balances on two credit cards than it is to max out one credit card. Try not to use up more than 25% of your available credit on any one credit card in order to improve your credit […]

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Gold Jewelry Buying Guide (part 2 of 3)

 June 6, 2022

Gold Jewelry Buying Guide This brief review of gold jewelry will assist you with making your first gold jewelry purchase. Even if you are an avid collector and investor in gold jewelry, this may provide a nice refresher on the topic. And congratulations on your new gold jewelry purchase. We at Jewelry Outlet are here […]

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Credit Scoring (part 4 of 20)

 May 23, 2022

Factors that Raise or Lower Your Credit Score There are not a specific set of steps you can take to improve your credit score because there are so many different variables that make up one’s credit score. To illustrate this, consider the following: Opening up several new credit card accounts will raise one person’s credit […]

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Credit Scoring (part 3 of 20)

 May 19, 2022

When you apply for a mortgage loan, the lender will pull all three credit scores and your mortgage loan interest rate and whether or not you are approved for the loan at all will be based on the credit score in the middle. For example, if your three credit scores are 750, 720 and 680, […]

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Gold Jewelry Buying Guide (part 1 of 3)

 May 12, 2022

Gold Jewelry Buying Guide This brief review of gold jewelry will assist you with making your first gold jewelry purchase. Even if you are an avid collector and investor in gold jewelry, this may provide a nice refresher on the topic. And congratulations on your new gold jewelry purchase. We at Jewelry Outlet are here […]

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Credit scoring (Part 2 of 20)

 May 9, 2022

How Is a Credit Score Calculated? How you pay your bills and debt accumulation are the two most important factors in calculating your credit score. Your FICO Credit Score is weighted as follows: Percentage Factors 35% Past payment history Late payment notations, charge-offs, bankruptcies, judgments, liens, wage attachments Number of accounts, how many paid as […]

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Credit scoring (Part 1 of 20)

 April 25, 2022

The information contained in your credit report is used to calculate your credit score. Most lenders and property owners base their decisions exclusively on your credit score and do not bother to look at your actual credit report. What Is a Credit Score? A credit score is a mathematical model consisting of numerous variables used […]

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4c’s of diamonds

 April 18, 2022

Intro to GIA and its diamond rating system The Gemological Institute of America (GIA) developed the rating system of diamonds. Diamonds are rated using a system of 4 C’s: Color, Cut, Clarity and Carat Weight. Per the GIA: Jewelry is one of the most popular gifts we use to mark the momentous occasions in our […]

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