Fill out this credit application so that we have the proper information to establish your credit account and line!
Choose from one of 4 packages and become a VIP member of the site! This will allow you to establish the line of credit and take part in one of our deposit and payment schedule plans.
Become a member today!
After you fill out the credit application and become VIP, browse and shop our extensive catalog of high quality jewelry. We have plans to put as little as 25% down on products worth up to $10,000!
Start shopping now!
HOW THE CREDIT ACCOUNT WORKS (JUST 5 EASY STEPS)
Put at least $100 of jewelry in your shopping cart.
Choose a Membership Level and add that to your shopping cart.
Checkout of shopping cart: Complete payment of membership fee of $99 to $249 (depending upon membership level), any applicable down payments, $5 shipping fee and sales tax.
Complete the credit application.
Check for an email from Adobe Echosign and sign your electronic credit agreement (will happen within 24 hours).
MORE INFO ABOUT OUR CREDIT ACCOUNT
Fill out our credit application for a credit line of up to $10,000.00. We will be reporting to all major credit bureaus on a monthly basis.
Complete the payment of one of our annual VIP membership fees of at least $99 (an Annual Membership is required to be approved for a jewelry credit account). If you wish to purchase with payment in full, just proceed to the online store. You can browse our various levels of memberships here.
Browse our extensive catalog of jewelry and put a deposit down on any membership product, along with $5 shipping fee and applicable sales tax. You must put a total of at least $100 of items into the shopping cart.
Thereafter, any additional purchases must always have the required down payment (as based upon your membership level). Over time, with a positive payment history, some customers may be offered lower down payments and or no-down payment accounts.
After approval, one of our concierge representatives will contact you via email with your initial payment schedule and Adobe Echosign document for you to sign and finalize your electronic credit agreement.
HOW TO QUALIFY FOR A JEWELRY OUTLET CREDIT ACCOUNT MEMBERSHIP:
- U.S. Citizen
- Be 18 years or older
- Have a valid Social Security #
- Have a monthly household income of at least $1,500
- Have a valid U.S. bank account
- Complete our quick and secure online application
CREDIT ACCOUNT FREQUENTLY ASKED QUESTIONS:
HOW DOES THE PURCHASE ACCOUNT WORK?
You will simply visit our website and click the accountIcon. Once logged in, you will see down payment required on your account next to the price of an item. Add the items you wish to purchase to the shopping cart. Simply pay your required down payment plus shipping & handling at the time of checkout, using a major credit card. You pay for the balance of the purchase in monthly payments in accordance with the charge agreement.
WHEN IS MY FIRST PAYMENT DUE?
Your first payment is generally due 30 days after the delivery/receipt of your first order. Your statement will reflect the actual due date.
HOW ARE MY MONTHLY PAYMENTS MADE?
Your monthly payments are made via auto-charge of the credit/debit card you provide upon enrollment into the credit account membership program.
HOW MUCH IS THE MINIMUM MONTHLY PAYMENT?
The minimum monthly payment is 5% of your current account balance or $30 (whichever is higher), until you have a zero balance. Then there are no monthly payments.
DOES THE CREDIT ACCOUNT REPORT TO THE CREDIT BUREAUS?
Yes, we report your available line of credit and balance to the credit bureaus monthly, generally on the last business day of the month. However, reporting does not begin until after your first order has been delivered/received.
DOES THE CREDIT ACCOUNT HELP ME TO BUILD CREDIT?
Yes, showing a history of on-time payments will greatly help you to build/re-build your credit history.
DOES THE CREDIT ACCOUNT HELP ME TO RAISE MY CREDIT SCORE?
Yes, the credit account may help you raise your score, by lowering your credit utilization percentage, which is a component of the credit scoring algorithm which credit bureaus use to calculate your credit scores.